The free envelope budgeting app with no limits.
Unlimited color-coded envelopes. No subscription. No account. No artificial cap on what you can track. Your data stays on your device. Open it in any modern browser and start budgeting in 30 seconds.
What's in each version?
Both versions are real interactive HTML apps. The Lite version covers the core mechanic. The Pro version adds everything you need to run your whole money life.
| Feature | Lite (Free) | Pro ($14.86) |
|---|---|---|
| Color-coded envelopes | ✓ Unlimited | ✓ Unlimited |
| Transaction log + CSV export | ✓ | ✓ |
| Light + dark mode | ✓ | ✓ |
| Print or save as PDF | ✓ | ✓ |
| JSON backup + restore | ✓ | ✓ |
| Privacy-first (no account, your device only) | ✓ | ✓ |
| Multi-currency support (9 currencies) | ✓ | ✓ |
| Sinking funds (long-term savings goals) | · | ✓ |
| Bills manager with paid calendar | · | ✓ |
| One-tap paycheck distribution | · | ✓ |
| Insights dashboard with cashflow charts | · | ✓ |
| 12-chapter built-in video tutorial | · | ✓ |
| Confetti when you hit a goal | · | ✓ |
| 📲 Add to Home Screen on iPhone | ✓ | ✓ |
| Free updates forever | ✓ | ✓ |
Because we don't think the basics should cost a monthly subscription.
The envelope method is decades old. It works on paper. But every digital version of it either caps the free tier so tightly it's unusable, or charges a monthly subscription forever. You shouldn't have to pay rent OR pay the app that tracks your rent.
So we built Cash Envelope Planner Lite. Free. No envelope cap. No account. No nag.
The Pro version exists for people who want sinking funds, bills, paycheck distribution, insights, and the video tutorial. That's optional. The Lite version is enough for most people.
Your data lives on your device. We don't see it. We don't want to. That's the whole point.
Try it in 30 seconds.
No download required. Open in your browser. Your data saves automatically to your device.
Open Cash Envelope Planner Lite →Other free Lite apps
Every paid app has a Lite version. Same core mechanic, fewer features, fully free, forever. Pick the one that fits your life.