Interactive web app · Built-in video tutorial

See your debt-free date in seconds.

Toggle Snowball or Avalanche. Track every debt. Add extra payments and watch the date pull closer. Built-in video tutorial. Privacy first.

🔒Secure checkout via Stripe

▶ Try the live demo, free

✓Instant download ✓Works in modern browsers (Chrome, Safari, Firefox, Edge) ✓No subscription ✓Privacy first

✓ 30-day money-back guarantee. No questions, no clawbacks.

Live demo

Touch it. Try it. No download.

This is the free Lite version, running right here in your browser. Add a debt, toggle Snowball vs Avalanche, watch your debt-free date move. The full version is yours the moment you buy.

Tap ⛶ Full screen to use it like the real app

What's inside

Everything you need, nothing you don't

Each feature designed to make this feel like a real app, not a spreadsheet.

💬

Built-in money coach

Ask “which debt should I crush first?” and get an instant answer from your real numbers. No account, works offline.

❄️

Snowball vs Avalanche toggle

Switch strategies instantly. Snowball pays smallest first (momentum). Avalanche pays highest interest (saves money). See the math change live.

📈

Debt-free date projection

Real-time projection chart. Add extra payments and watch the date pull closer.

💳

Track every debt

Student loans, credit cards, auto, personal, medical. APR, minimum, balance. All in one dashboard.

🏆

Milestones tab

Celebrate each debt paid off. Visual progress through your debt-free journey.

📋

Recent payments log

Log every payment. Export to CSV. Audit-friendly history.

🎬

Built-in video tutorial

12 chapters covering strategy selection, extra payments, milestones. Click any step to jump to that demo.

🌙

Light + dark mode

One-tap toggle. Auto-follows your system preference. Easy on the eyes day or night.

⬇

One-click export

Save as PDF, JSON backup, or CSV. Import a backup any time to restore on a new device.

📅

Coming up next

See the next 7 days of bills, payday, and savings goals right on the Dashboard. Red for today/tomorrow, amber for 2-3 days. No more nasty surprises.

📲

Works like a real app on iPhone & Android

On iPhone: Share → Add to Home Screen. On Android: ⋮ menu → Add to Home screen. Lives like a native app. Open from your home screen, your data is right there. No subscription, no account.

Same app, every device

Watch it run on Mac & iPhone.

Real interactions, real data. No App Store. No subscription.

Now on your phone

A real app in your pocket.

No App Store. No subscription. Add it to your home screen and it launches like any other app. Your data stays on your device.

Debt-free date

Your hero stat front and center. Toggle Snowball or Avalanche and watch it shift.

Real navigation

Side drawer with tabs, dark mode toggle, save indicator. Not a webpage.

Calendar tap

Tap any date to log a payment, see what's coming up next.

Inside the app

Every section, ready to use on day one.

Real screenshots from the app, not mockups. See your debt-free date the moment you finish entering your debts.

Dashboard

Total debt, debt-free date, total interest at a glance.

Strategy

Snowball vs Avalanche. Switch and watch the math change live.

Projection

Real-time chart. Add extra payments, watch the date pull closer.

Milestones

Celebrate each payoff. Track every win.

5 years from now, you'll have paid…

Compare what budgeting tools cost over 5 years. Same data, very different math.

The subscription pattern

Monthly budgeting app subscriptions

€900

over 5 years

€15/month × 60 months. Cancel and lose your history. Miss a month and lose access.

LaunchLab

Debt Payoff Planner, paid once

€14.86

forever

Pay once. Yours forever. No subscription. No account. Works offline. Lifetime updates.

Why not a $9.99 template

An actual app, not cells and formulas

Side by side: what a static spreadsheet template gives you vs what this app gives you. Both cost less than a takeout meal. Only one feels like a real product.

The old way · static template

Category	Budget	Spent
Venue	8500	4500
Catering	4800	1800
Photo	2800	1500
Flowers	1850	500
DJ	1200	0
Dress	1600	800
Total	20750	9100

The new way · interactive app

$45,880 to go

Debt-free by April 2030 · 47 months left

Paid off

37%

StrategyAvalanche

Saves vs Snowball$384

The old way

The new way

Live charts that update as you type

✗

✓

Color-coded categories with progress bars

✗

✓

Built-in 12-chapter video tutorial

✗

✓

Works on Mac, PC, tablet, iPhone, and Android (add to home screen)

✓

Dark mode with one click

✗

✓

Print to a beautiful PDF in one click

✗

✓

Smart suggestions + auto calculations

✗

✓

JSON backup + import (your data stays portable)

✗

✓

No subscription, no account, no data shared

✓

Hover, drag, animate — feels like an app, not a sheet

✗

✓

Not ready to buy yet?

Drop your email and we'll send you tips on budgeting, planning, and the occasional new app launch. No spam.

Unsubscribe anytime. We never sell your email.

Thanks. Check your inbox.

Common questions

FAQ

Which method should I use, Snowball or Avalanche?

Snowball gives faster psychological wins (smallest balance first). Avalanche saves the most money (highest interest first). The app shows both so you can compare and pick what motivates you.

Does my data stay private?

Yes. Everything stays on your device. No account, no login, no upload.

Can I add multiple debts?

Yes, unlimited. Student loans, credit cards, auto loans, personal loans, medical bills. Each tracked separately.

What if my situation changes?

Edit any debt anytime. Add extra payments. Switch strategies. The projection updates instantly.

More apps

We also build other apps

Same design language, same privacy-first approach. Pick the one that matches your need.

Paycheck Budget Planner

→

Cash Envelope Planner

→

Wedding Planner

→

Ready to try it?

Instant download. One-time purchase. Works in modern browsers (Chrome, Safari, Firefox, Edge). Launch pricing.

🔒Secure checkout via Stripe·30-day money-back guarantee