Interactive web app · Built-in video tutorial

Cash envelope budgeting, finally in a real app.

Color-coded envelopes for groceries, gas, dining, fun money. Smart paycheck distribution. Sinking funds for long-term goals. Bills manager with paid calendar.

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▶ Try the live demo, free
✓Instant download ✓Works in modern browsers (Chrome, Safari, Firefox, Edge) ✓No subscription ✓Privacy first
✓ 30-day money-back guarantee. No questions, no clawbacks.
Live demo

Touch it. Try it. No download.

This is the free Lite version, running right here in your browser. Tap an envelope, add a transaction, watch the dashboard recompute live. The full version is yours the moment you buy.

Tap ⛶ Full screen to use it like the real app
Cash Envelope Planner · Free Lite preview
This is the free Lite version. Play with it as long as you want. The full app is included with your purchase.
The full Cash Envelope Planner adds: unlimited envelopes (Lite is capped), sinking funds, bills calendar, full transaction history, insights dashboard, video tutorial, JSON backup, dark mode, and print-ready PDFs.
What's inside

Everything you need, nothing you don't

Each feature designed to make this feel like a real app, not a spreadsheet.

💬
Built-in money coach
Ask “can I afford this?” and get an instant answer from your real envelopes. No account, works offline.
🛒
Color-coded envelopes
One envelope per category. Set monthly amounts. When empty, you stop spending there until next month.
🎯
Sinking funds
Christmas, vacation, emergency fund. Save a slice every month, watch the progress ring fill up.
💵
Smart paycheck distribution
Type your paycheck amount, tap Suggest. Every envelope and goal fills in one click. Adjust before confirming.
📅
Bills manager
Recurring bills with due dates on a calendar. Mark paid each month. See what's coming.
📊
Insights dashboard
Donut charts, monthly cashflow, biggest envelopes, overspend warnings. Real charts, not just tables.
🎬
Built-in video tutorial
12 chapters explaining every feature. Click any step to jump straight to that moment.
🌙
Light + dark mode
One-tap toggle. Auto-follows your system preference. Easy on the eyes day or night.
⬇
One-click export
Save as PDF, JSON backup, or CSV. Import a backup any time to restore on a new device.
📅
Coming up next
See the next 7 days of bills, payday, and savings goals right on the Dashboard. Red for today/tomorrow, amber for 2-3 days. No more nasty surprises.
📲
Works like a real app on iPhone & Android
On iPhone: Share → Add to Home Screen. On Android: ⋮ menu → Add to Home screen. Lives like a native app. Open from your home grid, your data is right there. No subscription, no account.
Same app, every device

Watch it run on Mac & iPhone.

Real interactions, real data. No App Store. No subscription.

Now on your phone

A real app in your pocket.

No App Store. No subscription. Add it to your home screen and it launches like any other app. Your data stays on your device.

Dashboard
Dashboard
Stuff money into envelopes, watch them empty as you spend.
Real navigation
Real navigation
Side drawer with tabs, dark mode toggle, save indicator. Not a webpage.
Calendar tap
Calendar tap
Tap any date to add a bill or savings event. The dashboard updates instantly.
📱 iPhone & Android · 💻 Mac & PC · 🔒 Your data stays local
Inside the app

Every section, ready to use on day one.

Real screenshots from the app, not mockups. Open the file and you can start budgeting in 60 seconds.

Dashboard tab
Dashboard
Where your money is, where it went, where it needs to go.
Envelopes tab
Envelopes
Color-coded categories. Tap to add, tap to spend.
Sinking funds tab
Sinking funds
Vacation, Christmas, emergency. Save in slices.
Insights tab
Insights
Donut charts, monthly cashflow, overspend warnings.

5 years from now, you'll have paid…

Compare what budgeting tools cost over 5 years. Same data, very different math.

The subscription pattern
Monthly budgeting app subscriptions
€900
over 5 years
€15/month × 60 months. Cancel and lose your history. Miss a month and lose access.
LaunchLab
Cash Envelope Planner, paid once
€14.86
forever
Pay once. Yours forever. No subscription. No account. Works offline. Lifetime updates.

That's €885 you keep. Or 60 months of dinner out. Or a fully-funded emergency fund.

Why not a $9.99 template

An actual app, not cells and formulas

Side by side: what a static spreadsheet template gives you vs what this app gives you. Both cost less than a takeout meal. Only one feels like a real product.

The old way · static template
CategoryBudgetSpent
Venue85004500
Catering48001800
Photo28001500
Flowers1850500
DJ12000
Dress1600800
Total207509100
The new way · interactive app
$1,050 in envelopes
May 2026 · Left to spend $620
Saved this month
$430
Bills paid4 / 6
Sinking fundsOn track
The old way
The new way
Live charts that update as you type
✗
✓
Color-coded categories with progress bars
✗
✓
Built-in 12-chapter video tutorial
✗
✓
Works on Mac, PC, tablet, iPhone, and Android (add to home screen)
✓
✓
Dark mode with one click
✗
✓
Print to a beautiful PDF in one click
✗
✓
Smart suggestions + auto calculations
✗
✓
JSON backup + import (your data stays portable)
✗
✓
No subscription, no account, no data shared
✓
✓
Hover, drag, animate — feels like an app, not a sheet
✗
✓
Common questions

FAQ

How is this different from a spreadsheet?
It's a real app. Tap an envelope to add money or spend. Visual progress bars. Charts. Color coding. Smart paycheck distribution. Nothing a spreadsheet can do as easily.
Does my data stay private?
Yes. All your data lives on your device only. Nothing is uploaded anywhere. No account, no login, no internet needed after download.
What devices does it work on?
Mac, PC, tablet (including iPad), iPhone, and Android. On iPhone, tap Share → Add to Home Screen. On Android, tap ⋮ → Add to Home screen. Either way it launches like a native app. Any modern browser (Chrome, Safari, Firefox, Edge). Export JSON backup from Settings to sync between devices.
What if I don't get paid monthly?
Works for any pay schedule. Use the Stuff Money tab each payday to refill envelopes. Smart distribution handles partial paychecks too.
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Ready to try it?

Instant download. One-time purchase. Works in modern browsers (Chrome, Safari, Firefox, Edge). Launch pricing.

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🔒Secure checkout via Stripe·30-day money-back guarantee